Commercial insurance for software risks.

We source cyber, technology E&O, and D&O proposals for software companies. We explain where the coverages meet, which limits are shared, and what each policy leaves out.

Three policies that answer different problems

Technology errors and omissions responds to allegations of covered errors or omissions in the products and services you supply, on the terms the policy sets. Cyber is usually written with both sides in it: your own costs after an incident, such as breach response, notification, and interruption of your systems, and liability to others arising from it. Directors and officers responds to claims against the people running the company; employment practices claims are frequently written separately rather than assumed to sit inside it.

One event can reach more than one policy. A breach that also breaks a service commitment may engage both the cyber and the E&O wording, and which responds, in what order, depends on the definitions, exclusions, and retentions in the policies actually issued rather than on the sequence of events. We read them as a set, and check where a customer contract has already fixed a limit or an indemnity you need to meet.

Get insurance ready for your next contract.

Tell us what you sell and when you need coverage. We will work through the requirements and start building your insurance submission.

Discuss business insurance