Terms for using this website.

Examples and policy decisions

Coverage descriptions and scenarios are general educational material. They do not determine whether a particular loss is covered, satisfy a customer agreement, or replace advice based on your business and policy. Issued terms, exclusions, conditions, endorsements, and the facts control the insurance response.

External destinations

The calendar and reference materials are operated separately from this site. Their availability and terms may change. A linked educational resource does not establish a business relationship with its publisher.

Using information responsibly

Provide accurate business information during an engagement and correct it when circumstances change. For an existing incident or demand, follow the reporting requirements in the relevant policy.