Commercial insurance brokerage for software businesses.

Folsom Risk is an independent commercial-insurance brokerage focused on SaaS companies and technology startups in San Francisco.

We learn the product before approaching the market.

An internal reporting tool has different exposures from software that runs a customer’s operations. We work through those differences with you and describe them clearly in the submission. The market should understand what your software does and the services you sell alongside it.

Our commercial insurance focus is cyber, technology E&O, and directors and officers coverage. We use your current product and contracts to determine which terms need attention.

We return with a comparison and a recommendation.

We handle the submission and the carrier back-and-forth. When proposals arrive, we compare the price with the protection offered, explain material exclusions, and recommend an option with our reasons. We keep unanswered coverage questions in view until they are resolved or clearly identified for your decision.

Implementation work belongs in the insurance.

A software team in San Francisco may sell data migration or custom configuration alongside a subscription. We check that these services appear in the application and proposed policy definition. If a new statement of work expands your responsibilities, we bring that change into the placement.

Leadership

The people accountable for the Folsom approach.

Leadership roles and responsibilities are listed in text so the focus stays on the work rather than portraits.

President

Tobias Flanagan

Leads the firm’s direction and accountable client-service approach.

Vice President

Geoffrey Porto

Oversees commercial insurance operations and account coordination.

Director

Marcus Saunders

Guides technology-company coverage reviews and renewal planning.

Contributors

Insight Library contributors.

Contributors write educational guides; they are listed separately from company leadership.

Contributor

Arjun Malhotra

Technology E&O and service descriptions

Contributor

Vikram Reddy

Contracts and coverage coordination

Contributor

Priya Sharma

Workforce and operating changes

Contributor

Ananya Iyer

Renewal planning and submissions

Contributor

Kavya Nair

Cyber and claims-made continuity

Get insurance ready for your next contract.

Tell us what you sell and when you need coverage. We will work through the requirements and start building your insurance submission.

Discuss business insurance