Commercial insurance / San Francisco
We shop cyber, technology E&O, and D&O insurance for SaaS companies and technology startups. We handle the application and follow-up, then explain which proposal fits your product and customer contracts.
How we broker your insurance
We prepare the submission, pursue quotes, and read the proposed terms. You get a recommendation with the coverage differences explained.
We work through your software, implementation services, and use of customer data. We identify what a new contract or product release changes about your insurance needs.
We turn those business details into an insurance application and take the account to market. We manage the questions and follow-up as quotes come back.
We compare premiums with the exclusions and costs your company would retain. If a policy leaves a customer obligation unresolved, we explain it before you choose.
Coverage focus
We review cyber, technology E&O, and D&O as separate parts of your commercial insurance. Each addresses a different kind of claim against the business.
Choose a policy to read about
Cyber insurance for incident expenses, interrupted operations, and claims involving customer data. We compare the terms for your software business.
What we check in the quotes
Technology E&O insurance addresses customer claims that your software or services caused financial loss. We check the services covered before recommending a policy.
What we check in the quotes
D&O insurance for covered claims against company leadership. We review terms around financing, board changes, and investor allegations.
What we check in the quotes
Tell us what you sell and when you need coverage. We will work through the requirements and start building your insurance submission.
Who this is for
A subscription platform and a startup signing its first customer need different submissions. We describe the work you actually perform so the insurance market can assess the right account.
Subscriptions & enterprise sales
We help SaaS companies buy commercial insurance for the software they deliver and the customer obligations they accept. We examine data-processing terms and implementation work when seeking cyber and E&O coverage.
Insurance for enterprise contractsProduct changes & financing
We arrange commercial insurance for technology startups as their products and ownership change. We update the submission to reflect new revenue activities and explain when cyber, E&O, or D&O terms need another look.
Coverage as the startup developsAt the contract table
We check customer agreements alongside the operating and data risks behind the product, then compare those against the policies proposed.
Customer agreements name limits, indemnities, and often specific endorsements. We read those requirements alongside the policies proposed, and identify where the two do not line up.
A product that fails and a system that is breached reach different wordings. We compare how the technology E&O and cyber terms define each, and where a single incident could engage both.
Headcount, funding, and new customer commitments change what the submission has to say. We revisit the account when those change rather than waiting for the renewal date.
Policy review
Send us the full policy through an agreed channel. We read the forms and endorsements, explain the exclusions that matter to your software, and check what a certificate alone cannot show.
Software insurance answers
Often both deserve consideration: a software error can cause customer losses without a data breach. We compare the E&O and cyber insuring agreements, including any shared limit, so you understand how a combined or separate proposal addresses those exposures.
Yes. We review the insurance schedule and relevant contract wording against your existing policy or proposed quotes. Send the agreement through a suitable channel and tell us the signing deadline. We will explain any missing terms and seek available changes.
We help update the submission to describe your current business. Tell us about new features, customer types, or access to data; we will work through the insurance implications and the application questions with you. You confirm the business facts before submission.
Folsom Street
For software companies in San Francisco, insurance requirements often arrive from customers elsewhere. We review the entities using the product and the implementation work promised in their agreements. That detail helps us seek terms for the business you serve today, including expanded use across a customer’s group.
