Data & systems

Cyber liability insurance

Cyber insurance can pay eligible incident costs and respond to liability claims arising from a cyber event. We help software companies seek coverage based on their data access and dependence on hosted systems.

We check incident response and interruption cover.

We compare how each proposal treats recovery expenses and claims from customers. We also check interruptions at outside providers, required response vendors, and consent conditions so you know how the policy expects an incident to be handled.

What we check in the proposal

  • Which first-party costs and third-party claims are included?
  • Does interruption coverage address the outside providers your product relies on?
  • What waiting periods, sublimits, and deductibles apply?
  • What security statements are made in the application, and are they accurate today?

A software-business example

A customer-facing application goes offline after a security incident. Your own recovery expense and a customer’s allegation of lost revenue need separate examination; neither follows automatically from the word “cyber.”

We explain how the proposed terms apply to your software and flag any open questions before you decide.

Get insurance ready for your next contract.

Tell us what you sell and when you need coverage. We will work through the requirements and start building your insurance submission.

Discuss business insurance